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Arrears? Defaults?
Refused a Remortgage ?
For whatever you need a secured loan, we can help. We've a excellent relationship with most lenders, so we're sure we'll find the best deal for you.
Repossession Worries?
Take action now. Don't leave it too late. We've stopped many evictions even where our clients were due to be evicted within days of calling.
Take action now. Don't leave it too late. We've stopped many evictions even where our clients were due to be evicted within days of calling.
Bad Credit, Don't no where to turn?
Now is the time to find a better mortgage deal to lower outgoings. We could help even if you have mortgage arrears, CCJ’s or no proof of income.
Debts to Consolidate?
A re-mortgage can help you pay off existing debts or raise money for other things such as home improvements or a new car.
Typical example: Customer has 2 defaults totaling £3,000. 1 CCJ of £1,250 and 1 missed mortgage payment. Customer wants to borrow £125,202. Lenders' fees is £795 which would be added to the loan. A brokers fee was not added in this example. Total borrowing therefore is £125,997 to be repaid over 25 yrs. Initial fixed rate of 5.99% for 3 years reverting to LIBOR plus 2% which is currently 6.7%. This means 36 monthly payments of £811.30, followed by 264 monthly payments of £861.77. The total amount repayable is £256,714.
Current initial interest rates, range from 4.19% to 7.49%. The average overall cost for comparison is 7.0% APR variable The actual rate available will depend upon your circumstances. Ask for a personalised illustration
- A brokers fee (typically £2,500) and a lenders fee (typically £795) will be added to your mortgage on completion.
- Adding existing debt to your mortgage will increase the overall cost and may increase your repayment terms. Early repayment charges may apply and will vary depending on the mortgage you choose.
- Based on remortgage completions between 01/03/06 - 26/06/06